Ryan Grundy is the Lead of Industry Relations for Payments Canada and leads Relationship Management efforts for all non-Financial Institution players in the Canadian Payments Ecosystem including Paytech, Large Corporate, SME, and Government Segments. As part of his mandate, he leads public outreach and consultation to inform technical and regulatory development of Canada's first true Real Time Payments platform, supporting Payments Canada's position as a public purpose organization committed to strengthening the safety and soundness of core systems, facilitating innovation and competition, and promoting a stronger Canadian economy. Prior to joining Payments Canada, Ryan held a diverse range of management roles in the Financial Services Industry.

Cyrielle Chiron is Head of the Research and Strategic Foresight teams at Payments Canada, both of which inform strategic objectives and support the navigation of Canada's industry-wide payments Modernization initiative. Cyrielle offers a wealth of payments, retail and commercial financial services knowledge and deep research experience. She has an extensive international career in research and consultancy in the financial industry, most recently with RFI Group as Managing Director, North & Latin America where she was also editor of Canadian Banker Magazine. She has two BBAs in international Business (Helia & Rouen Business School), and a master's degree, MSc International Marketing & Communication Management (Ecole supérieure de Commerce de Toulouse).

Isak Penttila is an ISO 20022 Advisor at Payments Canada. In this role, he is responsible for a wide range of ISO 20022 modernization efforts, including the development of usage guidelines and adoption of the ISO 20022 Standard for the future Real-Time payment system. Passionate about the future of payments and innovation, Isak participates in various committees dedicated to the promotion and global alignment of ISO 20022, including the Real Time Payments Group (RTPG), High Value Payments System Group (HVPS+) and CGI-MP.