Sue Whitney is Head of Industry Relations for Payments Canada. She is responsible for direct engagement with all participants to shape modernization of the core clearing and settlement infrastructure. Sue is a 20 year veteran in the Canadian payments industry. After running her own consulting business, she led the design and launch of new retail payment solutions for Visa in Canada for more than eight years, including Visa Debit, Visa payWave, prepaid and Visa Checkout. Sue also launched new products and solutions for the Interac Network, including the development of its EMV capabilities. She has hands-on technology experience with a major Canadian fin tech company, optimizing software performance in fraud management and EMV processing. Sue also brings a unique perspective as a former regulator in payments, having held several executive roles in the Department of Finance in Ottawa.